.header{position:fixed;top:0;left:0;right:0;background-color:#fff;box-shadow:0 2px 10px rgba(0,0,0,.1);z-index:1000;transition:background-color .4s ease,box-shadow .4s ease;height:70px;display:flex;align-items:center}.header.header-dark{background-color:#1c2456;box-shadow:0 2px 10px rgba(0,0,0,.3)}.header.header-dark .nav-menu a{color:hsla(0,0%,100%,.85)}.header.header-dark .nav-menu a:hover{color:#ddb851}.header.header-dark .nav-menu a:after{background-color:#ddb851}.header.header-dark .nav-menu a.nav-cta{background-color:#ddb851;color:#141a46}.header.header-dark .nav-menu a.nav-cta:hover{background-color:#c9a443;color:#141a46}.header.header-dark .mobile-menu-toggle span{background-color:#fff}.header.scrolled{height:70px;box-shadow:0 4px 15px rgba(0,0,0,.15)}.header .container{width:100%}.header-content{justify-content:space-between}.header .logo,.header-content{display:flex;align-items:center}.header .logo{cursor:pointer}.header .logo .logo-img{height:45px;width:auto}.header .logo .logo-dark{display:block}.header .logo .logo-light,.header.header-dark .logo .logo-dark{display:none}.header.header-dark .logo .logo-light{display:block}.nav-menu{display:flex;align-items:center;gap:35px}.nav-menu a{color:#000;text-decoration:none;font-size:16px;font-weight:500;transition:color .3s ease;position:relative}.nav-menu a:hover{color:#141a46}.nav-menu a:after{content:"";position:absolute;bottom:-5px;left:0;width:0;height:2px;background-color:#ddb851;transition:width .3s ease}.nav-menu a:hover:after{width:100%}.nav-menu a.nav-cta{background-color:#ddb851;color:#141a46;padding:10px 25px;border-radius:4px;transition:background-color .3s ease}.nav-menu a.nav-cta:hover{background-color:#c9a443;color:#141a46}.nav-menu a.nav-cta:after{display:none}.mobile-menu-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:5px}.mobile-menu-toggle span{width:25px;height:3px;background-color:#000;transition:all .3s ease;border-radius:2px}@media (max-width:1024px){.header{height:65px}.nav-menu{gap:25px}.nav-menu a{font-size:15px}}@media (max-width:768px){.mobile-menu-toggle{display:flex}.nav-menu{position:fixed;top:65px;right:-100%;width:70%;max-width:300px;height:calc(100vh - 65px);background-color:#fff;flex-direction:column;align-items:flex-start;padding:30px 20px;gap:25px;box-shadow:-2px 0 10px rgba(0,0,0,.1);transition:right .3s ease}.nav-menu.open{right:0}.nav-menu a{width:100%;padding:10px 0;font-size:16px}.nav-menu a.nav-cta{width:100%;text-align:center;margin-top:10px}}@media (max-width:600px){.header{height:60px}.header .logo .logo-img{height:35px}.header .logo .logo-text{font-size:22px}.nav-menu{top:60px;height:calc(100vh - 60px)}}.footer{background-color:#141a46;color:#fff;padding:80px 0 40px}.footer-grid{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:40px;gap:40px}.footer-logo{height:50px;width:auto;margin-bottom:20px}.footer-col h4{font-size:18px;margin-bottom:20px;color:#fff}.footer-col p{font-size:14px;line-height:1.8;color:#dfe7e9}.footer-col ul{list-style:none;padding:0;margin:0}.footer-col ul li{margin-bottom:12px}.footer-col ul li a{color:#dfe7e9;text-decoration:none;font-size:14px;transition:color .3s ease}.footer-col ul li a:hover{color:#ddb851}.newsletter-form{display:flex;gap:10px;margin-top:15px}.newsletter-form input{flex:1 1;padding:10px 15px}.newsletter-form button,.newsletter-form input{border:none;border-radius:0;font-size:14px;font-family:Montserrat,sans-serif}.newsletter-form button{padding:10px 20px;background-color:#ddb851;color:#fff;font-weight:600;cursor:pointer;transition:background-color .3s ease}.newsletter-form button:hover{background-color:#c9a443}.sub-footer{background-color:#0f1233;color:#dfe7e9;padding:40px 0 20px}.disclaimer-text{max-width:900px;margin:0 auto 30px;text-align:left}.disclaimer-text h4{font-size:14px;color:#fff;margin-bottom:15px;font-weight:600}.disclaimer-text p{font-size:11px;line-height:1.6;color:#aaa;margin-bottom:10px}.copyright{margin:0;font-size:13px;text-align:center;padding-top:20px;border-top:1px solid #1c2355}@media (max-width:1024px){.footer{padding:60px 0 30px}.footer-grid{grid-template-columns:repeat(2,1fr);gap:40px 30px}}@media (max-width:600px){.footer{padding:40px 0 20px}.footer-grid{grid-template-columns:1fr;gap:30px}.newsletter-form{flex-direction:column}.newsletter-form button{width:100%}.sub-footer{padding:30px 0 15px}.disclaimer-text h4{font-size:13px}.disclaimer-text p{font-size:10px}.copyright{font-size:12px}}